Activation Fee: The table below sets forth the maximum activation fee per Prepaid Giftcard paid by the purchaser at time of purchase. In certain states, this activation fee may be less than the fee amount set forth below but it will never exceed such amount. Prepaid Giftcard Fee
$25 Gift Card Up to $4.95
$50 Gift Card Up to $5.95
$100 Gift Card Up to $6.95
Service Fee: A Service Fee of $2.50 per month beginning on the 7th month from the day of activation will be applied to the remaining balance except where permitted by law. This fee will not be charged once the balance on the Prepaid Giftcard reaches $0.00. No Service Fee applies if the Prepaid Giftcard is purchased in Connecticut, Delaware, Hawaii, Massachusetts, New Hampshire, Rhode Island, or Vermont
Re-Issuance Fee: We charge a $5.95 fee to reissue or replace the Prepaid Giftcard for any reason. No re-issuance card fee applies if the Prepaid Giftcard is purchased in Massachusetts, New Hampshire, or Vermont or in any other state where such fees are not allowed. We reserve the right to require an affidavit and conduct an investigation into the validity of any request for a replacement card.
Foreign Currency Exchange Rate and Fee: The Prepaid Giftcard is intended for use in the United States. If a transaction is made in a currency other than U.S. Dollars, the amount of any transaction in a foreign currency will be converted by Visa to U.S. Dollars. The Visa Bylaws and Rules as in effect at the time of the conversion determine the exchange rate for the transaction. As of the effective date of this Cardholder Agreement, the amount of your transaction in dollars, if processed through Visa, will be the sum of (i) the amount of the foreign currency times either (a) a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or (b) the government-mandated rate in effect for the applicable central processing date; plus (ii) an exchange fee equal to three (3) percent of the dollar amount determined under clause (i). The three (3) percent fee may be assessed on any transaction in which the merchant is located in a country other than the U.S., even if the transaction does not require currency to be converted.